{"id":4020,"date":"2025-09-21T13:00:00","date_gmt":"2025-09-21T10:00:00","guid":{"rendered":"https:\/\/www.trabzonmanset.com\/?p=4020"},"modified":"2025-09-21T14:02:17","modified_gmt":"2025-09-21T11:02:17","slug":"ev-alacaklar-dikkat-basvuru-sureci-yarin-bekliyor","status":"publish","type":"post","link":"https:\/\/www.trabzonmanset.com\/index.php\/2025\/09\/21\/ev-alacaklar-dikkat-basvuru-sureci-yarin-bekliyor\/","title":{"rendered":"Ev alacaklar dikkat! Ba\u015fvuru s\u00fcreci yar\u0131n bekliyor"},"content":{"rendered":"\n<p>\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 (TOK\u0130), vatanda\u015flardan gelen yo\u011fun talep \u00fczerine geri \u00f6demeleri devam eden konut ve i\u015f yerleri i\u00e7in d\u00fczenledi\u011fi **\u201cY\u00fczde 25 \u0130ndirim Kampanyas\u0131\u201d**n\u0131n yar\u0131n (22 Eyl\u00fcl 2025) ba\u015flayaca\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n\n\n\n<p><strong>BA\u015eVURU TAKV\u0130M\u0130<\/strong><\/p>\n\n\n\n<p>Kampanyadan yararlanmak isteyen konut ve i\u015f yeri al\u0131c\u0131lar\u0131, <strong>22 Eyl\u00fcl \u2013 17 Ekim 2025<\/strong> tarihleri aras\u0131nda ba\u015fvurular\u0131n\u0131 yapabilecek. \u0130steyen vatanda\u015flar, gayrimenkul sat\u0131\u015f s\u00f6zle\u015fmelerini imzalad\u0131klar\u0131 arac\u0131 bankalar \u00fczerinden konut kredisi kullanarak bor\u00e7lar\u0131n\u0131 kapatabilecek.<\/p>\n\n\n\n<p><strong>BA\u015eVURU \u015eARTLARI<\/strong><\/p>\n\n\n\n<p>Ba\u015fvuru tarihine kadar ilgili aya ait taksit \u00f6demelerinin yap\u0131lm\u0131\u015f olmas\u0131 gerekiyor.<\/p>\n\n\n\n<p>Geriye d\u00f6n\u00fck taksit veya emlak vergisi borcu bulunmamas\u0131 \u015fart\u0131 aran\u0131yor.<\/p>\n\n\n\n<p>2024 y\u0131l\u0131 Haziran ay\u0131 sonuna kadar sat\u0131\u015f\u0131 ger\u00e7ekle\u015fen ve geri \u00f6deme taksitleri ba\u015flayan konut ve i\u015f yerleri kampanyadan faydalanabilecek.<\/p>\n\n\n\n<p>Taksit say\u0131s\u0131 12 ay ve daha az kalanlar indirimden yararlanamayacak.<\/p>\n\n\n\n<p>Kat m\u00fclkiyeti olu\u015fmu\u015f projelerde ba\u015fvuru yapacak olan vatanda\u015flar\u0131n, bankaya giderken site y\u00f6netiminden <strong>borcu yoktur belgesi<\/strong> ve belediyeden <strong>emlak beyan de\u011feri belgesi<\/strong> almalar\u0131 gerekiyor.<\/p>\n\n\n\n<p><strong>KRED\u0130 KO\u015eULLARI<\/strong><\/p>\n\n\n\n<p>TOK\u0130\u2019nin resmi internet sitesinde yer alan bilgilere g\u00f6re;<\/p>\n\n\n\n<p><strong>Ziraat Bankas\u0131<\/strong> ve <strong>Halkbank<\/strong>, 120 aya kadar olan konut kredilerinde <strong>%2,70<\/strong> faiz oran\u0131 uygulayacak.<\/p>\n\n\n\n<p>\u0130\u015fyeri al\u0131mlar\u0131nda ise Halkbank\u2019ta <strong>%3,25<\/strong>, Ziraat Bankas\u0131\u2019nda <strong>%4,99<\/strong> faiz oran\u0131 ge\u00e7erli olacak.<\/p>\n\n\n\n<p>Kaynak:NTV<\/p>\n","protected":false},"excerpt":{"rendered":"<p>TOK\u0130\u2019nin borcunu erken kapatmak isteyenler i\u00e7in haz\u0131rlad\u0131\u011f\u0131 indirim kampanyas\u0131 yar\u0131n ba\u015flayacak.<\/p>\n","protected":false},"author":1,"featured_media":4021,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,1],"tags":[760,759,757,758],"class_list":["post-4020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-gundem","tag-emlak-beyan","tag-halkbank","tag-toki","tag-ziraat-bankasi"],"_links":{"self":[{"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/posts\/4020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/comments?post=4020"}],"version-history":[{"count":1,"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/posts\/4020\/revisions"}],"predecessor-version":[{"id":4022,"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/posts\/4020\/revisions\/4022"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/media\/4021"}],"wp:attachment":[{"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/media?parent=4020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/categories?post=4020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trabzonmanset.com\/index.php\/wp-json\/wp\/v2\/tags?post=4020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}